Buying a home
A wide array of purchase programs, a free consultation, and a team that guides you from pre-approval to the closing table.
Purchase programs
FHA · VA · USDA · Jumbo · Conventional
FHA
Low down payment and flexible credit guidelines — a strong fit for first-time buyers.
VA
No down payment and no monthly mortgage insurance for eligible veterans and service members.
USDA
100% financing for eligible rural and suburban addresses across Michigan and Ohio.
Conventional
As little as 3% down with cancellable mortgage insurance for strong credit profiles.
Jumbo
Financing above conforming limits for higher-priced homes.
How buying works with us
- 1Get pre-approved so you know your true budget.
- 2Shop with a pre-approval letter sellers take seriously.
- 3Lock your rate and clear conditions in your portal.
- 4Close and get the keys — often in 21 to 30 days.
Help beyond the basics
Down payment assistance
State and lender programs that cover part or all of your down payment.
Bankruptcy recovery
Paths back to ownership after a Chapter 7 or 13 discharge.
First responder
Special pricing and credits for police, fire, EMS, teachers and nurses.
One-time close construction
Build and finance with a single closing and one set of costs.
Credit consultation
A free plan to lift your score before you apply — no cost, no obligation.